Open Enrollment For Federal Health Insurance

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Listing Results open enrollment for federal health insurance

Open Season for Federal Health Benefits OPM.gov

2 hours ago Opm.gov Show details

Please note: The Federal Benefits Open Season ends at 11:59pm Eastern Time on Monday December 13, 2021 for the Federal Employees Dental and Vision Insurance Program (FEDVIP) and the Federal Flexible Spending Account Program (FSAFEDS). Open Season for the Federal Employees Health Benefits Program (FEHB) ends at 11:59pm, per the location of your electronic enrollment system, on …

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Enrollment OPM.gov

3 hours ago Opm.gov Show details

Enrollment. During the annual FEHB Open Season, anyone eligible to participate in the FEHB Program may enroll, change health plans or options, cancel your FEHB enrollment, and change participation in premium conversion (waive or begin participation).. Outside of Open Season, newly eligible employees may enroll within 60 days of their becoming eligible for the program, members who move outside

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ACA Open Enrollment 2022 Guide health insurance

8 hours ago Healthinsurance.org Show details

Open enrollment for 2022 health coverage will begin nationwide on November 1, 2021. In the majority of the states, it will continue through January 15, 2022, although enrollments will need to be completed by December 15, 2021 in order to have a plan that takes effect January 1 (enrollments completed after December 15 will be effective February

Estimated Reading Time: 10 mins

Category: Health insurance without open enrollmentShow more

When Is Open Enrollment 2022? Dates & Deadlines for …

3 hours ago Healthmarkets.com Show details

If you missed the 2021 Open Enrollment Period in your state and you do not qualify for an SEP, you can apply for a short-term health insurance plan. Short-term health insurance coverage can be purchased outside of OEP for up to 364 days, and you can reapply for short-term coverage for up to 36 months in most states.

Category: Individual health insurance open enrollmentShow more

Open Enrollment 2022: Everything You Need to Know

1 hours ago Valuepenguin.com Show details

Open enrollment for 2022 insurance plans begins Monday, Nov. 1, 2021, and continues through Jan. 15, 2022 for individual and family insurance plans purchased through the Health Insurance Marketplace. With this extended federal enrollment period, your coverage dates will be determined by when you sign up for insurance.

Estimated Reading Time: 9 mins

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Best Short Term Medical Health Insurance Health Plans in

9 hours ago Healthplansinwashington.com Show details

Short-term medical insurance is a limited duration plans are not subject to certain provisions of federal health care reform, including the provisions related to Essential Health Benefits, lifetime limits, preventive care, guaranteed renewability, and pre‐existing conditions. Pre-existing condition is not covered and applies for all insureds

Category: Federal employee insurance open enrollmentShow more

Open Enrollment 2022 – Guide to Health Insurance & Open

7 hours ago Rxspark.com Show details

This reverses the change made in 2018 by the Trump Administration, which reduced the enrollment window to six weeks. In 2022, residents of the majority of states have 10 weeks to get health coverage arranged on the federal health insurance marketplace. November 1, 2021 - Open Enrollment period starts. December 15, 2021 - Final day to enroll or

Category: Federal employee health insurance enrollmentShow more

Miss open enrollment? You’ve got options. health …

1 hours ago Healthinsurance.org Show details

COVID-related special enrollment period in 2021. In the individual/family health insurance market (ie, coverage that people buy for themselves, as opposed to getting from an employer), open enrollment for 2021 coverage ended in December 2020 in most states. A one-time COVID-related special enrollment period was offered nationwide, although it ended in most states on …

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How to Pick the Best FEHB Plan This Open Season

8 hours ago Fedweek.com Show details

· As a smart employee enrolled in a traditional health insurance plan, you do plan, of course, to set up a Flexible Spending Account this Open Season, set aside up to …

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Open Enrollment 2021: 10 essential facts to know …

2 hours ago Insure.com Show details

1. Special enrollment period in 2021 is until Aug. 15 President Joe Biden signed an executive order to launch a special enrollment period to Aug. 15, 2021.
2. You're not required to have health insurance in most states. The ACA once required nearly all Americans to have health insurance. However, Congress eliminated the individual mandate penalty in 2017.
3. Open enrollment is the time to make changes to your current plan. Open enrollment is your annual chance to make changes to your health insurance. Here's what you can do during open enrollment
4. Marketplace open enrollment is only for health insurance. If you qualify for employer-sponsored health insurance, you'll likely want to buy health insurance through your employer.
5. If you miss open enrollment, you may have to wait for a year to sign up. You won't be able to sign up for coverage if you miss open enrollment unless you qualify for a special enrollment period.
6. Plan choices in individual insurance are based on costs and plan design. Plans in the health insurance marketplace are divided primarily into four categories
7. Many ACA premiums are lower in 2021. After years of skyrocketing premiums, ACA plan member costs will decrease for many plans. The exact premium you pay depends on factors, including income, your state and the plan type.
8. All health plans must cover 10 essential benefits. The health plans, no matter the level, must provide some coverage for at least 10 essential benefits.
9. Your family size and income determines your eligibility for tax credits. You may qualify for a premium tax credit which is based on income and family size.
10. Catastrophic health plans offer low-cost alternative. An alternative to ACA plans is catastrophic health plans. These low-cost plans offer the same level of coverage as ACA plans.

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FEDERAL HEALTH INSURANCE EXCHANGE 2021 OPEN …

5 hours ago Cms.gov Show details

The Federal Health Insurance Exchange (also known as the Marketplace) Open Enrollment Period runs from November 1, 2020 to December 15, 2020, for coverage starting on January 1, 2021. Similar to previous years, the Centers for Medicare & Medicaid Services (CMS) is taking a strategic and cost-effective approach to inform individuals about Open Enrollment, deliver a smooth …

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Picking the best insurance plan during open enrollment

4 hours ago Abc15.com Show details

2 days ago · The Healthcare Marketplace open enrollment runs from Nov. 1 to Jan. 15. If you need coverage to start on Jan.1, you must enroll by Dec.15. Enroll …

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Open Enrollment 2022 & Health Insurance for Employees

1 hours ago Rxspark.com Show details

For those who do not get health insurance coverage through their employers, the 2022 Open Enrollment period for coverage through the federal health insurance exchanges starts November 1, 2021, and ends on December 15, 2021 (for health insurance starting on January 1, 2022 - the final deadline is January 15, 2022).

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Open Enrollment 2021 Insurance.com

9 hours ago Insurance.com Show details

Open Enrollment 2021 - What all you need to know. Open enrollment for plans through the Affordable Care Act runs between Nov. 1 and Dec. 15, in most states. It allows you to choose a new health plan or make changes in your current one. Open enrollment is a time to make changes to your health insurance plan or to buy a different one.

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Social Security Disability Insurance HealthCare.gov

Just Now Healthcare.gov Show details

Get ready for 2022 Open Enrollment. Open Enrollment for 2022 runs Monday, November 1, 2021–Saturday, January 15, 2022. A federal government website managed and paid for by the U.S. Centers for Medicare & Medicaid Services. 7500 Security Boulevard, Baltimore, MD 21244. MD 21244. Health Insurance Marketplace® is a registered trademark

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How to Prepare for Health Insurance Open Enrollment Experian

6 hours ago Experian.com Show details

Open enrollment for Marketplace health insurance runs from November 1, 2021, to January 15, 2022, for coverage starting January 1, 2022. Understanding the Health Insurance Marketplace Under the Affordable Care Act (ACA), health insurance plans sold on the Marketplace must cover preexisting conditions and 10 essential health benefits, including

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Open enrollment 2021: Answers to five Insurance Quotes

3 hours ago Insure.com Show details

Open enrollment for Affordable Care Act (ACA) plans runs from Nov. 1-Dec. 15, 2020 in most states for 2021 health plans. The federal government's rule gives people shopping for 2021 individual health coverage on the federal exchange, or directly with insurers, 45 days to sign up.

Colorado: Nov. 1, 2010-Jan. 15, 2021
Minnesota: Nov. 1-Dec. 22, 2020
Massachusetts: Nov. 1, 2020-Jan. 23, 2021
Nevada: Nov. 1, 2020-Jan. 15, 2021

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Selecting the perfect insurance coverage plan throughout

6 hours ago Memesabout.com Show details

Gjersevig says that is the place the medical health insurance market makes the largest distinction. He says throughout a latest particular enrollment interval, 4 out of 5 folks in Maricopa County signed up for an insurance coverage plan that prices lower than $10 a month, and a few owe no month-to-month premium in any respect.

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How to Get Health Insurance After Open Enrollment EduMed.org

2 hours ago Edumed.org Show details

Despite the options available for getting health insurance during special enrollment periods or qualifying for other types of federal or state plans, sometimes other options are needed. That’s when short-term health insurance may help fill the gap in coverage.

Estimated Reading Time: 9 mins

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Open enrollment: 5 tips for selecting the best benefits

2 hours ago Insurance.com Show details

Colorado: Nov. 1, 2020-Jan. 15, 2021
Minnesota: Nov. 1-Dec. 22, 2020
Massachusetts: Nov. 1, 2020-Jan. 23, 2021
Nevada: Nov. 1, 2020- Jan. 15, 2021
1. When's open enrollment? Meet the deadline. Most Americans get their health insurance through their employer. There is no standard open enrollment period for employer plans.
2. Know details about the three most popular types of plans. We went over the ways you can get health insurance. Now, let's talk about the types of plans.
3. Crunch the numbers: Compare premiums and costs. When deciding on a plan, compare each plan's premiums and out-of-pocket costs. The costs can include: Premiums.
4. Compare benefits, plans, and provider networks. Not too long ago, health insurance plans varied much more than now. You were able to get barebones plans that might only cover you if you have a medical emergency, but those plans didn't cover preventive services and might not even care what you'd consider basic care.
5. Know the difference between FSA, HRAs, HSAs. Many employers offer accounts that help you save for medical expenses. Three types of these accounts are

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Enrollment Options and Procedures Health Coverage Guide

9 hours ago Healthcoverageguide.org Show details

12.29.235

1. You can add employees to the medical plan when they are hired, usually on the first of the month following date of hire, or the first of the month after completing a waiting/probationary period. Once the employee chooses a plan, it stays in effect until one of two things happens: 1. Open enrollment.See below for more information. 2. Qualifying status change.Go to Making Enrollment Changes below for more information. You can drop employees from the plan at any time during the year due to: 1. Termination.Layoff, firing, retirement or quitting. 2. Change in hours or classification.Employees who reduce their hours so that they are no longer eligible for insurance, or who move into a classification that is not offered insurance (for instance, seasonal workers). Employees (and their dependents) who lose coverage must be offered the opportunity to continue their medical coverage at their own expense.

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When is open enrollment for health insurance for federal

Just Now Healthinsuranceproviders.com Show details

Each year the federal government accepts bids from insurance providers to participate in the federal employee health benefits programs. The open enrollment is the time when every eligible employee can review plans and select health insurance coverage. Employees can do the below-described functions during the open enrollment period.

Estimated Reading Time: 6 mins

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Federal Insurance Open Enrollment healthycare.net

9 hours ago Healthy-care.net Show details

372.939.939FEDERAL HEALTH INSURANCE EXCHANGE 2021 OPEN ENROLLMENTFEDERAL Cms.gov Show details . 372.939.939 8 hours ago Please note: The Federal Benefits Open Season ends at 11:59pm Eastern Time on Monday December 13, 2021 for the Federal Employees Dental and Vision Insurance Program (FEDVIP) and the Federal Flexible Spending Account Program (FSAFEDS). …

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What is Open Enrollment Health Insurance? Health

1 hours ago Healthinsplans.org Show details

Individual market health insurance, due to the Affordable Care Act (enrollment windows apply both in the health insurance exchanges and outside the exchanges) Special Enrollment Is the Exemption to Open Enrollment. Health insurance plans that use an open enrollment system also have an exception that lets you enroll outside of open enrollment

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What Is Open Enrollment for Health Insurance?

2 hours ago Verywellhealth.com Show details

Medicaid, the state-based health insurance, doesn't limit enrollments to an open enrollment period.If you qualify for Medicaid, you can enroll at any time.   CHIP, the U.S. government's Children's Health Insurance Program, doesn't limit enrollments to a particular time either.; Travel insurance isn't subject to open enrollment restrictions. Due to the short-term nature of travel

Estimated Reading Time: 9 mins

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Your StepbyStep Guide to Choosing a Health Insurance

2 hours ago Nerdwallet.com Show details

Published: Aug 05, 2016
1. Choose your health plan marketplace. Most people with health insurance get it through an employer. If you’re one of those people, you won’t need to use the government insurance exchanges or marketplaces.
2. Compare types of health insurance plans. You’ll encounter some alphabet soup while shopping; the most common types of health insurance policies are HMOs, PPOs, EPOs or POS plans.
3. Compare health plan networks. Costs are lower when you go to an in-network doctor because insurance companies contract lower rates with in-network providers.
4. Compare out-of-pocket costs. Out-of-pocket costs are nearly as important as the network. Any plan’s summary of benefits should clearly lay out how much you’ll have to pay out of pocket for services.
5. Compare benefits. By now, you likely have your options narrowed to just a few. To further winnow down, go back to that summary of benefits to see if any of the plans cover a wider scope of services.

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Open Enrollment for Health Insurance NerdWallet

2 hours ago Nerdwallet.com Show details

Each year the open enrollment window for private, individual health plans lasts 45 days: Nov. 1 to Dec. 15. You can shop for individual health plans in four ways: On the federal marketplace or a

Estimated Reading Time: 3 mins

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2022 ACA Health Insurance Open Enrollment Approaches

8 hours ago Iid.iowa.gov Show details

Des Moines, Iowa – Open enrollment for Iowans purchasing or changing their Affordable Care Act (ACA) individual health coverage for 2022 runs Monday, November 1, 2021 – Saturday, January 15, 2022. "Iowans need to be thinking about health insurance coverage for 2022 now. Employers are also offering choices, but for Iowans looking to the individual market, the time to enroll is

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When is Open Enrollment for Health Insurance in 2021

6 hours ago Benzinga.com Show details

Typically, the open enrollment period to enroll in a new health insurance policy happens at the end of the calendar year. For example, the open

Estimated Reading Time: 9 mins

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5 Facts About 2020 Health Insurance Open Enrollment Debt.com

9 hours ago Debt.com Show details

Estimated Reading Time: 6 mins
Published: Oct 29, 2020
1. You must provide information before shopping. Since where you live and other factors matter when it comes to health insurance on the Marketplace, you can’t just go in and preview general rates for your age and household members.
2. You may qualify for a lower premium. If your expected annual income qualifies, you may be able to get a “premium tax credit,” which is a government subsidy that could possibly lower your monthly insurance premium by hundreds of dollars.
3. Missing open enrollment could leave you without health insurance. If you fail to enroll in a health insurance plan between November 1 and December 15, you won’t be allowed to sign up for a plan again until next year’s open enrollment in the fall unless you have a life event that qualifies you for a “special enrollment period.”
4. You may also qualify for cost-sharing reductions. If you qualify for a premium tax credit, you may also be able to save even more money if you’re eligible for what’s known as “cost-sharing reductions.”
5. The day of reckoning comes at tax time. If you receive a premium tax credit on a 2021 Marketplace plan, you must “reconcile” that amount when you file income taxes for 2021.

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Kynect open to preview federally subsidized health plans

6 hours ago Newsbreak.com Show details

Open enrollment for federally subsidized health-insurance coverage beginning in January will be offered through Kynect, the state’s insurance exchange, which is now online for Kentuckians to explore their options. The revived Kynect will replace the state’s use of the federal exchange, and will have two more insurers in 2022

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Health Insurance Open Enrollment What You Need To Know

6 hours ago Fiorellainsurance.com Show details

This year, open enrollment runs from Nov. 1 to Dec. 15 and it is the only time of the year that you will be able to purchase health insurance. Before this period begins, you should research which options are available to you and determine if you qualify for a subsidy. If you fail to apply for insurance during the open enrollment period, you

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Open Enrollment for “KentuckyMade, KentuckyDriven, and

4 hours ago Newsbreak.com Show details

Open enrollment for federally subsidized health-insurance coverage beginning in January will be offered through Kynect, the state's insurance exchange, which is now online for Kentuckians to explore their options. The revived Kynect will replace the state's use of the federal exchange, and will have two more insurers in 2022 than this

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Health insurance terms to know as open enrollment begins

8 hours ago Npr.org Show details

Health insurance terms to know as open enrollment begins : Life Kit Picking health insurance takes a lot of work. It's not a one-size-fits-all type of situation, and there are a …

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Health Insurance Marketplace Open Enrollment for 2020

8 hours ago Truecoverage.com Show details

More than 70% of clients qualify to get this insurance for $0. If you have Health Insurance right now, we can arrange to find you a better plan during the next Open Enrollment period (November 1st, 2021 – December 15th, 2021). Complete the …

Estimated Reading Time: 2 mins

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Open Enrollment Guide & Resources SHRM

9 hours ago Shrm.org Show details

In the U.S., open enrollment season is a period of time when employees may elect or change the benefit options available through their employer, such as health, dental and life insurance, and

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Free or lowcost health care coverage options

8 hours ago Insurance.wa.gov Show details

Individual health plan open enrollment The 2019 annual open enrollment period to buy an individual and family health plan is closed, unless you qualify for Apple Health (www. hca.wa.gov) or a special enrollment period. The 2019 annual open enrollment period occurred Nov. 1, 2018 through Dec. 15, 2018 for health coverage to start Jan. 1, 2019.

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Open Enrollment Season 2021 MetLife

Just Now Metlife.com Show details

If currently enrolled in a High Deductible Health Plan (HDHP), you are eligible to open/contribute to a HSA. 2. Home Insurance. Protect the place you call home with our flexible and customizable coverage. Hospital Indemnity Insurance. Hospital indemnity insurance can help to …

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What Is Health Insurance Open Enrollment

8 hours ago Businessnewsdaily.com Show details

What types of health insurance have open enrollment? Three types of health insurance have an open enrollment period, with varying deadlines. The open enrollment period for federal and state

1. Author: Donna Fuscaldo
Estimated Reading Time: 9 mins

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What Is Open Enrollment for Health Insurance? Family

6 hours ago Money.usnews.com Show details

Open enrollment for the federal marketplace runs from Nov. 1 to Dec. 15 Medicare: Changes to Medicare health and drug coverage can be made from Oct. 15 to Dec. 7.

Estimated Reading Time: 7 mins

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Open Enrollment Health Insurance Health Insurance

2 hours ago Consumercoverage.com Show details

Open enrollment for health insurance is a certain period in which you can enroll in or make changes to your healthcare plan. The length of the enrollment period varies by state and insurance type but typically occurs from November 1 to December 15 for plans effective on the following January 1.

Estimated Reading Time: 6 mins

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Federal Health Insurance Exchange 2019 Open Enrollment CMS

5 hours ago Cms.gov Show details

The Federal Health Insurance Exchange (also known as the Marketplace) Open Enrollment Period runs from November 1, 2018 to December 15, 2018, for coverage starting on January 1, 2019. Similar to last year, the Centers for Medicare & Medicaid Services (CMS) is taking a strategic and cost-effective approach to inform individuals about Open

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The Health Insurance Marketplace Internal Revenue Service

7 hours ago Irs.gov Show details

Health care insurance purchased through the Marketplace. If you purchased health care insurance through the Marketplace, you should receive a Form 1095-A, Health Insurance Marketplace Statement, at the beginning of the tax filing season.The information shown on Form 1095-A helps you complete your federal individual income tax return. If Form 1095-A shows coverage for you and …

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Health Insurance Marketplace & Open Enrollment 50State

6 hours ago 50statenetwork.org Show details

Your state has a Health Insurance Marketplace where you can enroll in a health insurance plan called Open Enrollment. Open Enrollment happens every year usually from November 15th – December 15th. During this period, you and your family can join a health insurance plan. Some states have a different deadline, make sure you know your State’s

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I Missed My Health Insurance Open Enrollment Period. What

8 hours ago Verywellhealth.com Show details

12.29.235

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Open Enrollment Health Insurance: Is Your Employer's Plan

9 hours ago Thefrugalite.com Show details

5 thoughts on “Open Enrollment Health Insurance: 4 Options That May Be More Affordable Than Your Employer’s Plan” Jayne Rising October 29, 2020 at 3:03 pm

Estimated Reading Time: 8 mins

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Healthcare Reform: Open Enrollment Fact Sheet

3 hours ago In.gov Show details

Open Enrollment Fact Sheet. Open Enrollment Fact Sheet – What to Know to Get Coverage for 2022. The Health Insurance Marketplace Calculator provides estimates of health insurance premiums and subsidies for people purchasing insurance on their own in health insurance exchanges (or “Marketplaces”) created by the Affordable Care Act (ACA).. GENERAL FACTS FOR 2022

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Kentucky returns to statebased health insurance exchange

Just Now Wfpl.org Show details

Beshear said the switch from the federal government’s health insurance marketplace will save Kentuckians an estimated $15 million dollars. Open enrollment for purchasing health insurance

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7. best-health-insurance.net Digital Millennium Copyright Act (DMCA) Copyright Violation Notification email

Hello,

Your website or a website that your company hosts is infringing on a copyright-protected images owned by our company (hubspot Inc.).

Take a look at this official document with the links to our images you used at best-health-insurance.net and our previous publications to obtain the evidence of our copyrights.

Download it right now and check this out for yourself:

https://storage.googleapis.com/m4b38h10cm38.appspot.com/d/file/0/public/a/5jgfn4ig894gf43.html?d=614037621557487124

I think that you deliberately infringed our legal rights under 17 USC Sec. 101 et seq. and could be liable for statutory damage of up to $130,000 as set-forth in Section 504 (c)(2) of the Digital millennium copyright act (”DMCA”) therein.

This letter is official notice. I seek the removal of the infringing materials referenced above. Please be aware as a service provider, the Digital Millennium Copyright Act demands you to remove or/and disable access to the copyrighted content upon receipt of this particular notification letter. In case you don't cease the use of the previously mentioned copyrighted content a court action will likely be commenced against you.

I have a good belief that utilization of the copyrighted materials mentioned above as presumably infringing is not permitted by the legal copyright proprietor, its legal agent, as well as law.

I swear, under consequence of perjury, that the information in this message is accurate and hereby affirm that I am certified to act on behalf of the proprietor of an exclusive and legal right that is allegedly infringed.


Very truly yours,
Richard Baztami
Legal Officer
hubspot, Inc.

hubspot.com


10/13/2021

8. best-health-insurance.net Digital Millennium Copyright Act (DMCA) Copyright Violation Notification

Hello,

Your website or a website that your company hosts is violating the copyright-protected images owned by our company (slack Inc.).

Take a look at this report with the URLs to our images you used at best-health-insurance.net and our earlier publication to obtain the proof of our copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/m4b38h10cm38.appspot.com/d/file/0/public/a/94jfdb3nfd9u3.html?l=360620017329510913

I do think you've deliberately infringed our legal rights under 17 U.S.C. Section 101 et seq. and could be liable for statutory damage of up to $150,000 as set-forth in Sec. 504(c)(2) of the Digital Millennium Copyright Act (”DMCA”) therein.

This letter is official notification. I demand the removal of the infringing materials described above. Please take note as a company, the Digital Millennium Copyright Act requires you to remove and/or terminate access to the copyrighted content upon receipt of this particular notice. If you don't cease the use of the previously mentioned copyrighted materials a lawsuit can be initiated against you.

I have a good self-belief that use of the copyrighted materials mentioned above as presumably violating is not permitted by the copyright proprietor, its agent, or the legislation.

I swear, under consequence of perjury, that the information in this message is correct and hereby affirm that I am authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.


Best regards,
Aaron Pierce
Legal Officer
slack, Inc.

slack.com


10/13/2021

9. best-health-insurance.net Dmca Copyright Infringement Notification

Hello,

Your website or a website that your organization hosts is violating the copyrighted images owned by our company (intuit Inc.).

Take a look at this official document with the hyperlinks to our images you used at best-health-insurance.net and our previous publication to get the proof of our copyrights.

Download it right now and check this out for yourself:

https://storage.googleapis.com/n3kg10dm3kf.appspot.com/0/public/d/folders/s/blk3o0vndvhdfe.html?f=032805336743714817

I think that you willfully infringed our legal rights under 17 U.S.C. Sec. 101 et seq. and could possibly be liable for statutory damages of up to $140,000 as set-forth in Section 504 (c)(2) of the Digital millennium copyright act (”DMCA”) therein.

This letter is official notice. I demand the removal of the infringing materials described above. Take note as a service provider, the DMCA requires you to remove or/and disable access to the copyrighted content upon receipt of this letter. If you do not cease the use of the aforementioned copyrighted content a legal action will be initiated against you.

I do have a strong faith belief that use of the copyrighted materials described above as presumably infringing is not permitted by the legal copyright owner, its agent, or the law.

I swear, under penalty of perjury, that the information in this notification is correct and hereby affirm that I am certified to act on behalf of the proprietor of an exclusive and legal right that is presumably infringed.


Sincerely yours,
Jean Goldwasser
Legal Officer
intuit, Inc.

intuit.com


10/12/2021

10. best-health-insurance.net Dmca Copyright Infringement Notification

Hello,

Your website or a website that your organization hosts is infringing on a copyright protected images owned by our company (trello Inc.).

Check out this document with the links to our images you utilized at best-health-insurance.net and our previous publications to find the proof of our copyrights.

Download it right now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/nemj39vdnekbdk.html?f=76935190439439120

I do believe that you deliberately violated our legal rights under 17 U.S.C. Sec. 101 et seq. and could be liable for statutory damages as high as $110,000 as set-forth in Section 504 (c)(2) of the Digital millennium copyright act (DMCA) therein.

This message is official notice. I seek the elimination of the infringing materials mentioned above. Please be aware as a service provider, the DMCA requires you to remove or/and terminate access to the infringing materials upon receipt of this particular notification letter. In case you do not cease the use of the aforementioned copyrighted materials a legal action can be initiated against you.

I have a good self-belief that utilization of the copyrighted materials described above as allegedly infringing is not approved by the legal copyright proprietor, its legal agent, or the legislation.

I swear, under penalty of perjury, that the information in this letter is correct and hereby affirm that I am permitted to act on behalf of the proprietor of an exclusive and legal right that is presumably infringed.


Sincerely yours,
Ankit Rosado
Legal Officer
trello, Inc.

trello.com


10/08/2021

11. Attention: best-health-insurance.net Digital Millennium Copyright Act (DMCA) Copyright Violation Notification email

Hello,

Your website or a website that your organization hosts is infringing on a copyright-protected images owned by our company (slack Inc.).

Take a look at this official document with the URLs to our images you used at best-health-insurance.net and our previous publications to find the proof of our copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/nemj39vdnekbdk.html?l=522761583074887532

I do think you have willfully infringed our legal rights under 17 USC Section 101 et seq. and can be liable for statutory damage of up to $130,000 as set forth in Sec. 504 (c) (2) of the Digital Millennium Copyright Act (DMCA) therein.

This message is official notification. I demand the elimination of the infringing materials mentioned above. Please be aware as a company, the DMCA requires you to eliminate and disable access to the infringing content upon receipt of this notice. In case you do not cease the utilization of the above mentioned infringing content a court action will be commenced against you.

I have a good self-belief that use of the copyrighted materials referenced above as allegedly infringing is not permitted by the legal copyright owner, its agent, or the law.

I swear, under penalty of perjury, that the information in this notification is accurate and hereby affirm that I am authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.


Sincerely yours,
Will Correia
Legal Officer
slack, Inc.

slack.com


10/07/2021

12. best-health-insurance.net Dmca Copyright Violation Notification

Hello,

Your website or a website that your company hosts is violating the copyrighted images owned by our company (intuit Inc.).

Check out this report with the hyperlinks to our images you used at best-health-insurance.net and our earlier publications to get the evidence of our copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/dk3nvd%203vd230n.html?h=052523697158475172

I do think you've willfully violated our rights under 17 U.S.C. Section 101 et seq. and could possibly be liable for statutory damages of up to $140,000 as set-forth in Sec. 504(c)(2) of the Digital Millennium Copyright Act (”DMCA”) therein.

This message is official notification. I demand the elimination of the infringing materials described above. Take note as a company, the Dmca requires you to eliminate or deactivate access to the infringing content upon receipt of this letter. If you don't stop the utilization of the aforementioned copyrighted materials a legal action will be started against you.

I have a good self-belief that use of the copyrighted materials mentioned above as presumably infringing is not authorized by the copyright owner, its legal agent, as well as legislation.

I swear, under consequence of perjury, that the information in this letter is correct and hereby affirm that I am certified to act on behalf of the proprietor of an exclusive and legal right that is allegedly violated.


Sincerely yours,
Lorenzo Sunar
Legal Officer
intuit, Inc.

intuit.com


10/06/2021

13. Attention: best-health-insurance.net Dmca Copyright Infringement Notice

Hello,

Your website or a website that your company hosts is infringing on a copyrighted images owned by our company (trello Inc.).

Take a look at this doc with the hyperlinks to our images you utilized at best-health-insurance.net and our earlier publications to get the evidence of our copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/vn39fdbssmvb3.html?f=462854398855374783

I do think that you deliberately violated our rights under 17 U.S.C. Sec. 101 et seq. and could be liable for statutory damage of up to $140,000 as set-forth in Sec. 504(c)(2) of the Digital Millennium Copyright Act (”DMCA”) therein.

This message is official notice. I demand the elimination of the infringing materials mentioned above. Please take note as a company, the Digital Millennium Copyright Act demands you to eliminate and deactivate access to the infringing content upon receipt of this particular notice. In case you do not cease the use of the aforementioned infringing content a legal action will likely be commenced against you.

I have a good faith belief that use of the copyrighted materials mentioned above as allegedly infringing is not authorized by the copyright proprietor, its agent, or the law.

I declare, under penalty of perjury, that the information in this letter is correct and hereby affirm that I am authorized to act on behalf of the owner of an exclusive right that is presumably infringed.


Sincerely yours,
Icehot Ahrens
Legal Officer
trello, Inc.

trello.com


10/06/2021

14. Attn: best-health-insurance.net Dmca Copyright Violation Notice

Hello,

Your website or a website that your company hosts is violating the copyright protected images owned by our company (intuit Inc.).

Check out this doc with the hyperlinks to our images you utilized at best-health-insurance.net and our earlier publications to get the evidence of our copyrights.

Download it right now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/dfk30djwbdf20j.html?h=915999816489232549

I think you've deliberately infringed our legal rights under 17 U.S.C. Section 101 et seq. and can be liable for statutory damage of up to $120,000 as set-forth in Sec. 504(c)(2) of the Digital Millennium Copyright Act (DMCA) therein.

This message is official notice. I demand the removal of the infringing materials described above. Please be aware as a company, the Dmca demands you to remove or terminate access to the infringing content upon receipt of this notice. If you do not stop the utilization of the above mentioned infringing content a court action can be started against you.

I do have a strong self-belief that use of the copyrighted materials referenced above as allegedly violating is not authorized by the legal copyright proprietor, its agent, or the laws.

I declare, under penalty of perjury, that the information in this message is accurate and hereby affirm that I am certified to act on behalf of the proprietor of an exclusive and legal right that is presumably violated.


Sincerely yours,
Edward Louis
Legal Officer
intuit, Inc.

intuit.com


10/05/2021

15. Attn: best-health-insurance.net Dmca Copyright Infringement Notification

Hello,

Your website or a website that your company hosts is violating the copyrighted images owned by our company (mailchimp Inc.).

Take a look at this official document with the hyperlinks to our images you used at best-health-insurance.net and our previous publications to obtain the evidence of our copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/d3jvddm10vfhh.html?d=413586412217307222

I do think that you deliberately violated our rights under 17 U.S.C. Sec. 101 et seq. and could be liable for statutory damage as high as $150,000 as set-forth in Sec. 504 (c) (2) of the Digital Millennium Copyright Act (”DMCA”) therein.

This letter is official notification. I seek the elimination of the infringing materials referenced above. Take note as a service provider, the Dmca requires you to remove or/and deactivate access to the copyrighted content upon receipt of this notice. In case you don't cease the use of the aforementioned infringing content a lawsuit will be initiated against you.

I do have a strong self-belief that use of the copyrighted materials described above as allegedly infringing is not authorized by the legal copyright owner, its legal agent, or the laws.

I swear, under consequence of perjury, that the information in this message is accurate and hereby affirm that I am authorized to act on behalf of the proprietor of an exclusive right that is allegedly violated.


Very truly yours,
Alex Carvahlo
Legal Officer
mailchimp, Inc.

mailchimp.com


10/05/2021

16. Re: best-health-insurance.net Digital Millennium Copyright Act (DMCA) Copyright Violation Notification

Hi there!

My name is Sly.

Your website or a website that your organization hosts is infringing on a copyright protected images owned by me personally.

Take a look at this report with the links to my images you used at best-health-insurance.net and my earlier publications to find the proof of my copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/d3jvddm10vfhh.html?f=461580401694553968

I believe you have intentionally infringed my legal rights under 17 USC Sec. 101 et seq. and can be liable for statutory damage as high as $130,000 as set forth in Section 504 (c) (2) of the Digital millennium copyright act (”DMCA”) therein.

This message is official notification. I seek the removal of the infringing materials mentioned above. Please take note as a company, the DMCA demands you, to remove and disable access to the copyrighted materials upon receipt of this notice. If you do not cease the utilization of the above mentioned copyrighted materials a court action can be initiated against you.

I do have a strong faith belief that utilization of the copyrighted materials described above as allegedly violating is not approved by the legal copyright proprietor, its legal agent, as well as legislation.

I declare, under penalty of perjury, that the information in this message is correct and that I am the copyright proprietor or am authorized to act on behalf of the proprietor of an exclusive right that is presumably violated.


Regards,
Sly Cunningham

10/05/2021

17. best-health-insurance.net Dmca Copyright Violation Notice

Hi!

My name is Nicholas.

Your website or a website that your company hosts is violating the copyrighted images owned by myself.

Take a look at this official document with the hyperlinks to my images you used at best-health-insurance.net and my previous publication to obtain the proof of my copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/d3jvddm10vfhh.html?l=691402977885494405

I think you've intentionally violated my rights under 17 U.S.C. Section 101 et seq. and could possibly be liable for statutory damages as high as $110,000 as set forth in Sec. 504 (c)(2) of the Digital millennium copyright act (DMCA) therein.

This message is official notification. I seek the removal of the infringing materials referenced above. Please take note as a company, the Digital Millennium Copyright Act requires you, to remove or disable access to the copyrighted materials upon receipt of this notice. If you do not cease the use of the above mentioned infringing materials a legal action can be started against you.

I have a strong faith belief that utilization of the copyrighted materials described above as presumably violating is not authorized by the legal copyright proprietor, its legal agent, as well as legislation.

I declare, under consequence of perjury, that the information in this notification is correct and that I am currently the legal copyright proprietor or am permitted to act on behalf of the proprietor of an exclusive and legal right that is allegedly violated.


Sincerely,
Nicholas Staxx

10/04/2021

18. ! best-health-insurance.net Dmca Copyright Infringement Notification email

Hi!

My name is Cody.

Your website or a website that your company hosts is violating the copyright protected images owned by me personally.

Take a look at this report with the URLs to my images you utilized at best-health-insurance.net and my earlier publication to get the proof of my copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/d3jvddm10vfhh.html?ID=191966923130490565

I do believe you've willfully infringed my legal rights under 17 USC Sec. 101 et seq. and could be liable for statutory damages as high as $110,000 as set-forth in Section 504 (c)(2) of the Digital Millennium Copyright Act (DMCA) therein.

This letter is official notice. I demand the removal of the infringing materials mentioned above. Please take note as a company, the Dmca requires you, to remove or terminate access to the infringing content upon receipt of this letter. If you don't cease the use of the above mentioned copyrighted content a law suit will likely be started against you.

I do have a strong belief that use of the copyrighted materials mentioned above as presumably violating is not permitted by the legal copyright owner, its agent, as well as law.

I swear, under consequence of perjury, that the information in this letter is accurate and that I am currently the copyright proprietor or am permitted to act on behalf of the proprietor of an exclusive and legal right that is allegedly infringed.


Sincerely,
Cody Mare

10/01/2021

19. !!! best-health-insurance.net Dmca Copyright Infringement Notice

Hi there!

My name is Luis.

Your website or a website that your organization hosts is violating the copyright-protected images owned by myself.

Check out this doc with the URLs to my images you used at best-health-insurance.net and my previous publications to obtain the evidence of my copyrights.

Download it right now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/dk3nvd%203vd230n.html?d=937899327447125728

I do believe you've deliberately infringed my legal rights under 17 USC Section 101 et seq. and could be liable for statutory damage of up to $120,000 as set forth in Sec. 504 (c) (2) of the Digital Millennium Copyright Act (”DMCA”) therein.

This letter is official notice. I seek the elimination of the infringing materials described above. Take note as a company, the DMCA demands you, to eliminate and disable access to the infringing content upon receipt of this notification letter. In case you don't stop the utilization of the previously mentioned infringing content a law suit will likely be initiated against you.

I do have a strong faith belief that utilization of the copyrighted materials referenced above as presumably violating is not approved by the copyright owner, its legal agent, as well as laws.

I swear, under consequence of perjury, that the information in this letter is accurate and that I am the legal copyright owner or am permitted to act on behalf of the owner of an exclusive right that is presumably infringed.


Regards,
Luis Lee

10/01/2021

20. ! best-health-insurance.net Dmca Copyright Infringement Notification

Hi!

My name is David.

Your website or a website that your organization hosts is violating the copyrighted images owned by myself.

Check out this report with the URLs to my images you used at best-health-insurance.net and my earlier publications to obtain the proof of my copyrights.

Download it right now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/dlj39dbbwjcvbk.html?h=625871086017079413

I believe that you deliberately violated my legal rights under 17 USC Section 101 et seq. and could possibly be liable for statutory damage as high as $150,000 as set forth in Sec. 504(c)(2) of the Digital Millennium Copyright Act (DMCA) therein.

This letter is official notification. I seek the removal of the infringing materials mentioned above. Take note as a company, the Dmca demands you, to eliminate or deactivate access to the infringing materials upon receipt of this notice. If you do not cease the utilization of the above mentioned infringing materials a lawsuit will likely be initiated against you.

I do have a good belief that use of the copyrighted materials referenced above as allegedly violating is not permitted by the copyright proprietor, its legal agent, as well as law.

I declare, under penalty of perjury, that the information in this message is accurate and that I am currently the copyright owner or am authorized to act on behalf of the proprietor of an exclusive right that is presumably violated.


Sincerely,
David Under

10/01/2021

21. best-health-insurance.net Digital Millennium Copyright Act (DMCA) Copyright Violation Notification

Hi!

My name is Mike.

Your website or a website that your company hosts is infringing on a copyrighted images owned by me personally.

Check out this doc with the URLs to my images you utilized at best-health-insurance.net and my previous publications to get the proof of my copyrights.

Download it right now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/dmm3f03jdfnbqf.html?h=88481441899510824

I believe that you deliberately infringed my legal rights under 17 USC Section 101 et seq. and can be liable for statutory damage of up to $140,000 as set-forth in Sec. 504 (c) (2) of the Digital millennium copyright act (”DMCA”) therein.

This letter is official notification. I demand the removal of the infringing materials described above. Please be aware as a company, the Digital Millennium Copyright Act requires you, to eliminate or terminate access to the infringing materials upon receipt of this particular letter. If you do not cease the utilization of the previously mentioned infringing materials a law suit can be commenced against you.

I have a strong self-belief that use of the copyrighted materials described above as presumably infringing is not approved by the copyright proprietor, its agent, as well as legislation.

I swear, under penalty of perjury, that the information in this message is correct and that I am the copyright proprietor or am certified to act on behalf of the owner of an exclusive and legal right that is presumably violated.


Sincerely,
Mike Banfield

09/30/2021

22. best-health-insurance.net Dmca Copyright Violation Notification email

Hi!

My name is Joey.

Your website or a website that your company hosts is infringing on a copyright-protected images owned by me personally.

Take a look at this report with the hyperlinks to my images you utilized at best-health-insurance.net and my earlier publications to find the evidence of my copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/nemj39vdnekbdk.html?ID=678620556721725823

I really believe you have intentionally violated my rights under 17 USC Sec. 101 et seq. and could possibly be liable for statutory damages of up to $140,000 as set-forth in Section 504 (c)(2) of the Digital millennium copyright act (DMCA) therein.

This letter is official notification. I seek the removal of the infringing materials referenced above. Please be aware as a company, the DMCA demands you, to eliminate or deactivate access to the infringing materials upon receipt of this particular letter. In case you don't stop the use of the previously mentioned infringing content a lawsuit will be initiated against you.

I do have a strong self-belief that utilization of the copyrighted materials referenced above as allegedly violating is not approved by the copyright owner, its agent, or the legislation.

I declare, under consequence of perjury, that the information in this message is correct and that I am the copyright proprietor or am certified to act on behalf of the proprietor of an exclusive right that is presumably infringed.


Best regards,
Joey Insacrazybigboss

09/30/2021

23. Attn: best-health-insurance.net Digital Millennium Copyright Act (DMCA) Copyright Violation Notification email

Hello,

Your website or a website that your organization hosts is infringing on a copyright-protected images owned by our company (slack Inc.).

Take a look at this document with the links to our images you used at best-health-insurance.net and our previous publications to obtain the proof of our copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/gn4ovcndmfnbsje.html?h=508100368323964972

I do believe that you deliberately infringed our legal rights under 17 U.S.C. Sec. 101 et seq. and could possibly be liable for statutory damages as high as $130,000 as set forth in Section 504(c)(2) of the Digital Millennium Copyright Act (DMCA) therein.

This message is official notice. I seek the removal of the infringing materials described above. Take note as a company, the DMCA requires you to remove or/and disable access to the infringing materials upon receipt of this particular notice. If you don't stop the use of the aforementioned infringing materials a court action can be commenced against you.

I have a good faith belief that use of the copyrighted materials referenced above as presumably violating is not authorized by the legal copyright proprietor, its agent, or the laws.

I declare, under penalty of perjury, that the information in this notification is accurate and hereby affirm that I am certified to act on behalf of the proprietor of an exclusive and legal right that is allegedly violated.


Sincerely yours,
Nick Athreya
Legal Officer
slack, Inc.

slack.com


09/29/2021

24. Attn: best-health-insurance.net Digital Millennium Copyright Act (DMCA) Copyright Infringement Notification

Hello,

Your website or a website that your organization hosts is violating the copyright-protected images owned by our company (mailchimp Inc.).

Take a look at this official document with the URLs to our images you utilized at best-health-insurance.net and our earlier publication to obtain the evidence of our copyrights.

Download it right now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/dlk30fdjbvm39j.html?d=964052966119408314

I do think you've deliberately violated our legal rights under 17 USC Section 101 et seq. and can be liable for statutory damage of up to $140,000 as set forth in Sec. 504 (c)(2) of the Digital Millennium Copyright Act (”DMCA”) therein.

This letter is official notification. I demand the removal of the infringing materials referenced above. Please be aware as a service provider, the Dmca requires you to eliminate or/and terminate access to the infringing materials upon receipt of this notice. If you do not cease the use of the above mentioned infringing materials a lawsuit will be commenced against you.

I do have a strong faith belief that utilization of the copyrighted materials mentioned above as presumably violating is not authorized by the copyright proprietor, its legal agent, or the laws.

I declare, under penalty of perjury, that the information in this message is correct and hereby affirm that I am authorized to act on behalf of the owner of an exclusive and legal right that is presumably violated.


Sincerely yours,
Predrag Coleman
Legal Officer
mailchimp, Inc.

mailchimp.com


09/29/2021

25. Attention: best-health-insurance.net Dmca Copyright Infringement Notice

Hello,

Your website or a website that your organization hosts is violating the copyright protected images owned by our company (xero Inc.).

Take a look at this document with the links to our images you utilized at best-health-insurance.net and our earlier publications to obtain the evidence of our copyrights.

Download it right now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/d3jvddm10vfhh.html?f=455390667278734217

I do believe that you deliberately infringed our legal rights under 17 U.S.C. Sec. 101 et seq. and could possibly be liable for statutory damages as high as $130,000 as set forth in Sec. 504 (c) (2) of the Digital millennium copyright act (”DMCA”) therein.

This message is official notice. I demand the elimination of the infringing materials described above. Please take note as a company, the Dmca demands you to eliminate or terminate access to the copyrighted materials upon receipt of this particular notification letter. If you do not cease the use of the previously mentioned infringing materials a lawsuit will be started against you.

I have a strong faith belief that use of the copyrighted materials mentioned above as presumably violating is not approved by the copyright proprietor, its legal agent, as well as legislation.

I swear, under consequence of perjury, that the information in this message is accurate and hereby affirm that I am authorized to act on behalf of the owner of an exclusive and legal right that is allegedly violated.


Best regards,
Oscar Salas
Legal Officer
xero, Inc.

xero.com


09/29/2021

26. best-health-insurance.net Dmca Copyright Infringement Notification email

Hello,

Your website or a website that your company hosts is infringing on a copyright protected images owned by our company (hubspot Inc.).

Check out this report with the links to our images you utilized at best-health-insurance.net and our earlier publications to obtain the evidence of our copyrights.

Download it right now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/gn4ovcndmfnbsje.html?h=514328290428228775

I do believe you've willfully violated our rights under 17 U.S.C. Sec. 101 et seq. and could possibly be liable for statutory damage of up to $120,000 as set-forth in Sec. 504 (c) (2) of the Digital Millennium Copyright Act (DMCA) therein.

This message is official notification. I demand the elimination of the infringing materials referenced above. Please take note as a company, the Dmca requires you to remove and deactivate access to the infringing materials upon receipt of this notice. If you do not cease the use of the above mentioned infringing content a court action will be initiated against you.

I have a strong belief that utilization of the copyrighted materials referenced above as presumably violating is not approved by the copyright proprietor, its agent, or the legislation.

I declare, under consequence of perjury, that the information in this message is accurate and hereby affirm that I am authorized to act on behalf of the owner of an exclusive right that is allegedly violated.


Sincerely,
Carl Tykeem
hubspot.com Legal Officer


09/28/2021

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Frequently Asked Questions

What are the benefits of open enrollment?

Open enrollment is usually a few weeks to a few months during the year that allows employees to make changes to their various benefit plans. These changes usually cover benefits such as health insurance, vision, dental, and life insurance. You may also have benefits such as disability and health savings accounts...

Can I get insurance after open enrollment?

However, even after Open Enrollment has ended, there are some ways to still get health insurance coverage now. These are: Through a special enrollment period due to a qualifying life event like getting married, having a child, or losing existing coverage. Under a short term medical plan.

When does open enrollment begin?

Open enrollment for plans through the Affordable Care Act starts Nov. 1 and goes through Dec. 15, 2019. In order to get coverage to start on Jan. 1, you'll need to select a plan by Dec. 15 Some states have longer open enrollment periods: California - Nov. 1, 2020-Jan. 31, 2021

Which employees are eligible to enroll in a FSA plan?

Most full-time employees are eligible to participate in an FSA, so long as their employer offers health insurance. Employees do not need to enroll in a health insurance plan to enroll in an FSA.

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