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Health Coverage Before the ACA, And Why All Americans …

9 hours ago Obamawhitehouse.archives.gov Show details

This was the individual insurance market before the ACA. This insecurity was a profound hindrance to the American ideal that every American can make it if they work hard. For a family that didn't have coverage, or adequate coverage, or guaranteed coverage, it was a constant worry in the back of their minds, if not an immediate source of

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Find Best ACA Insurance Before Open Enrollment Ends

6 hours ago Consumerreports.org Show details

In most states, open enrollment on the ACA exchanges ends at midnight (PST) on December 15th. So far, 3.2 million people have signed up for health insurance sold on the 39 federally run Healthcare

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Major Medical Before and After ACA Health Choice One

3 hours ago Healthchoiceone.com Show details

Health Coverage Before the ACA, And Why All Americans Are

1. Health Insurance Requirement. Perhaps the biggest change for health insurance under Obamacare is the requirement to have minimum essential coverage with a major medical insurance plan (also referred to as a qualified health plan).
2. The Health Insurance Marketplace. This change goes hand-in-hand with the requirement to have a health insurance plan with minimum essential coverage. Because health insurance is now mandatory, the government needed to create a location where people could turn to get themselves insurance.
3. Accepting Pre-existing Conditions. Before Obamacare, it was much more difficult to get affordable health coverage, or even any coverage at all, if you had a pre existing condition, meaning if you were ill prior to applying for your health insurance.
4. Coverage for Young Adults. Once upon a time, young adults faced the challenges of getting themselves affordable health insurance. In pre-Obamacare America, children were typically kicked off of their parents insurance plan around the age of 19, or a little older if they were going to school full-time.8 As if that age isn’t hard enough, add the struggle of finding health coverage that you can afford right out of high school- not an easy task!
5. Preventive Health Services. Preventive health screenings are an important practice for ensuring you remain healthy. Before the implementation of the Affordable Care Act, most insurance companies would not cover preventive services (outside of age screening guidelines) such as colorectal screenings, mammograms, or even something as simple as cholesterol screenings.
6. The Power of Insurance Companies. Before 2010, insurance companies had a great deal of power when it came to how your health insurance plans operated. They had the authority to limit how much they would cover for plan benefits, increase premiums, and as previously mentioned, restrict coverage based on pre-existing conditions.
7. Go Forth and Get Covered. Now that you have the 411 on how much health insurance has changed in recent years, you will be better equipped when the time comes for you to enroll in a major medical insurance plan.

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Health Insurance Options If You Retire Before Age 65

1 hours ago Verywellhealth.com Show details

The Affordable Care Act (ACA) has made health insurance coverage when retiring before age 65 a much less challenging situation. This is especially true for people with medical conditions or limited finances—both of which could be obstacles for early retirees seeking coverage in …

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Things to know before picking a health insurance plan

7 hours ago Healthcare.gov Show details

Choosing a health insurance plan can be complicated. Knowing just a few things before you compare plans can make it simpler.. The 4 “metal” categories: There are 4 categories of health insurance plans: Bronze, Silver, Gold, and Platinum.These categories show how you and your plan share costs.

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Health Care Coverage for Retirees HealthCare.gov

6 hours ago Healthcare.gov Show details

Open Enrollment for 2022 runs Monday, November 1, 2021–Saturday, January 15, 2022. Enroll by December 15, 2021 for coverage that starts January 1, 2022. Get ready now. If you’re retired and need health coverage, you can use the Marketplace to buy an insurance plan. If you have retiree health

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Early Retirees and the Affordable Care Act CMS

1 hours ago Cms.gov Show details

For millions of Americans, retiring early (ages 55-64) has meant losing the security and the peace of mind that come with employer-sponsored health insurance. Today, fewer and fewer employers offer coverage for workers who retire early. In fact, only 1 in 3 large employers offers retiree health coverage of any kind.

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The Affordable Care Act: Before and After

8 hours ago Medicarerights.org Show details

The Affordable Care Act: Before and After Before the ACA After the ACA Medicare Drug and Health Benefits Over three million beneficiaries per year reached the Medicare prescription drug coverage gap, also known as the “doughnut hole,” requiring them to pay for 100 percent of the cost of their drugs.

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How to appeal a health care insurance decision

6 hours ago Insurance.wa.gov Show details

One of my responsibilities as insurance commissioneris to advocate for Washington consumers and help you get the information you need to make insurance decisions. This guide is designed to help you understand your appeal rights under current law, determine what rights you have under the Affordable Care Act, and learn where to go for

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Retiring at 62? Ways to Cover Health Insurance in Your

6 hours ago Newretirement.com Show details

Private individual coverage may be your most expensive but most flexible insurance option. It is worth pricing this option and comparing it to other insurance. 2. Use Obamacare for Early Retirement. Whether you love the program or hate it, for a few years, Obamacare did make early retirement health insurance costs much more affordable.

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The Uninsured and the ACA: A Primer – Key Facts about

3 hours ago Kff.org Show details

1. Under the ACA, the uninsured rate and number of uninsured people declined to a historic low by 2016. The number of uninsured people and the share of the nonelderly population that was uninsured rose from 44.2 million (17.1%) to 46.5 million (17.8%) between 2008 and 2010 as the country faced an economic recession (Figure 2).
2. Coverage gains through 2016 were largest among low-income people, people of color, and adults—groups that had high uninsured rates prior to 2014—and were particularly large in states that expanded Medicaid.
3. In 2017, the uninsured rate reversed course and, for the first time since the passage of the ACA, rose significantly to 10.2%. Groups that saw significant increases in their uninsured rate from 2016 to 2017 include Black, non-Hispanics, children, older adults (age 45-64), and middle-income families (above twice the poverty level) (Appendix Table 1).
4. Many remain uninsured are eligible for ACA assistance, but about half are outside the reach of the ACA. Of the remaining uninsured in 2017, more than half (15.0 million, or 55%) are eligible for financial assistance through either Medicaid or subsidized marketplace coverage.
5. In the fourteen states that had not expanded Medicaid as of January 2019, 2.5 million poor adults fall into a “coverage gap.” 6 These adults have incomes above Medicaid eligibility limits in their state but below the lower limit for marketplace premium tax credits, which begin at 100% of poverty.

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Figuring Out The "Best" Healthcare Option For Early Retirees

9 hours ago Kitces.com Show details

Public health insurance exchanges were created by the Affordable Care Act (commonly known as ACA or “Obamacare”) and serve as a marketplace for persons seeking health insurance coverage. Each state has either its own exchange, uses the one created by the Federal government, or uses some kind of hybrid approach.

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The Affordable Care Act Insurance Reforms: Where Are We

3 hours ago Ncbi.nlm.nih.gov Show details

Medicaid Gap. Despite the strides made with the ACA, health insurance still is not yet accessible to all Americans. As a result of the 2012 Supreme Court ruling that made the ACA’s Medicaid expansion provision optional for states, 20 states have not expanded their Medicaid programs, leaving many low-income, uninsured adults without an affordable option for health insurance.

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Which ACA plan should you choose? eHealth

5 hours ago Ehealthinsurance.com Show details

According to Familiesusa.org, before the ACA’s essential health benefits, millions of people did not have coverage for maternity, substance use treatment, mental health care, or prescription drugs. So long as you purchase an ACA plan, these 10 health care …

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How Obamacare Changed Employer Health Insurance

9 hours ago Verywellhealth.com Show details

The individual health insurance market is vastly different today than it was before the ACA (aka, Obamacare) was implemented. And while the changes have not been as pronounced in the employer-sponsored health insurance market (particularly the large-group market), there are numerous aspects of the ACA that apply to the health plans that employers offer to their employees.

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Women, health insurance and the Affordable Care Act

9 hours ago Healthinsurance.org Show details

Before the ACA was implemented, 90 percent of individual health plans didn’t provide any routine maternity benefits. Maternity coverage is now included on all new plans, and premiums can no longer be based on gender. ACA provisions that improve coverage for …

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Finding Health Insurance Before Medicare Kiplinger

5 hours ago Kiplinger.com Show details

Eric Galler retired early, but he has a big job ahead of him: finding high-quality health insurance for less than a king’s ransom. This year, Galler is …

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Young Adults and the Affordable Care Act: Protecting Young

Just Now Dol.gov Show details

Before the Affordable Care Act, many health plans and issuers could remove adult children from their parents' coverage because of their age, whether or not they were a student or where they lived. The Affordable Care Act requires plans and issuers that offer dependent child coverage to make the coverage available until the adult child reaches

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Pre existing conditions before the Affordable Care Act

5 hours ago Firstquotehealth.com Show details

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I'm leaving my job – and my insurance – the last day of

3 hours ago Healthinsurance.org Show details

Louise Norris is an individual health insurance broker who has been writing about health insurance and health reform since 2006. She has written dozens of opinions and educational pieces about the Affordable Care Act for healthinsurance.org. Her state health exchange updates are regularly cited by media who cover health reform and by other health insurance experts.

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The 5 best and worst states for health insurance MDLinx

2 hours ago Mdlinx.com Show details

The 5 worst states for health insurance. The five states with the most dismal overall health insurance coverage rates—Mississippi (#5), Georgia (#4), Florida (#3), Oklahoma (#2), and the worst, Texas (#1)—have a lot in common. In addition to all being clustered in the Southern part of the country, they also all failed to adopt the ACA

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Changing Patterns of Health Insurance and HealthCare

5 hours ago Ncbi.nlm.nih.gov Show details

Before the ACA, dependent children could remain on their parents' insurance policies through the age of 18 years or until completion of a college education, but they could have a gap in insurance coverage if they did not start jobs before the coverage lapsed. After the ACA, dependents could remain on their parents' policies through the age of

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Health Insurance Coverage Eight Years After the ACA — 2018

5 hours ago Commonwealthfund.org Show details

The 2018 Commonwealth Fund Biennial Survey, taking a big-picture look at health insurance coverage in America eight years after passage of the Affordable Care Act, finds that the uninsured rate among adults ages 19 to 64 for 2018 was 12.4 percent, statistically unchanged from 2016 — despite actions taken by the Trump administration and Congress to weaken the Affordable Care Act.

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10 Ways the ACA Has Improved Health Care in the Past

9 hours ago Americanprogress.org Show details

The ACA’s signature health insurance marketplaces—portals for people purchasing coverage on their own—launched in fall 2013 and made financial assistance for private coverage

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What To Do With ACA Insurance When Turning 65?

7 hours ago Forbes.com Show details

What makes this confusing to the insurance industry as a whole is there are so many names for this insurance, such as marketplace insurance, Obamacare and ACA plans. Before 2010, when the ACA went

Is Accessible For Free: True

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Did Obamacare Make Premiums Go Up? Investopedia

6 hours ago Investopedia.com Show details

12.29.235

1. While the ACA created new regulations for employer-based health plans, undoubtedly its biggest impact is on policies bought outside the workplace. The law fundamentally reshaped the market for these individual plans, on which more than 33 million Americans rely for their health coverage.1 First, the ACA created online exchanges where consumers could, for the first time, shop for comparable plans with relative ease.2 In addition, the law established a mandate to purchase health insurance, theoretically bringing more healthy young people into the market and putting downward pressure on healthcare costs.3 The bill also included a number of provisions aimed at bolstering the quality of individual plans. For example, insurers were required to cover policyholders with pre-existing medical conditions and to provide certain “essential benefits,” such as maternity and mental health coverage.4In theory, these components of the ACA could have pushed premiums higher. In light of these new requi...

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Should I Drop ObamaCare When I Get Employer Health Insurance?

8 hours ago Obamacarefacts.com Show details

If you get a job that offers health insurance you'll want to drop your ObamaCare cost assistance and most likely want to switch to the employer plan. This is because people with access to affordable employer based health insurance don't qualify for cost assistance like tax credits. If you take tax credits after the point employer based coverage would have started you can end up owing back tax

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Finding Health Insurance USAGov

4 hours ago Usa.gov Show details

Affordable Care Act. Learn about the Affordable Care Act and find out how to apply through the Health Insurance Marketplace at HealthCare.gov.. Note: In response to the coronavirus pandemic, you may be eligible to apply for coverage through the Health Insurance Marketplace during the special enrollment period, February 15 - May 15, 2021.

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Getting Covered in Your 60s: After Retirement but Before

1 hours ago Medicare.net Show details

Private health insurance got a makeover with the passage of the Affordable Care Act in 2010, and millions of people took advantage of low-cost plans and tax subsidies to make private coverage more affordable. Right now, you still have the option to enroll in an ACA-compliant plan that guarantees 10 essential health benefits, among other

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How much were insurance premiums before ACA? Quora

5 hours ago Quora.com Show details

Answer (1 of 3): They were generally lower, but they accomplished this “affordability” through excluding individuals with poor health histories and excluding pre-existing conditions. This was an imperfect system, but it produced far lower premiums for most of the population. The misnamed Afforda

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Before the ACA, what did people do for healthcare? Quora

Just Now Quora.com Show details

Answer (1 of 9): I worked in healthcare for 25 years. Before the ACA was enacted people sought out emergency care only. Our emergency departments were overwhelmed by patients that could have been treated early on before they became an emergency. Thus, the costs fell on the tax payer for emergency

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ACA Individual Carrier List myfloridacfo.com

6 hours ago Myfloridacfo.com Show details

855-672-2755Oscar Insurance Company of Florida. 1-855-672-2755. www.hioscar.com. Yes. Updated: 10/2020. HEALTH MAINTENANCE ORGANIZATIONS AFFORDABLE CARE ACT (ACA) The following is a list of Health Maintenance Organizations (HMO) that have advised the Florida Department of Financial Services, Office of Insurance Regulation that they are marketing individual

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Health Insurance for Retirees Under 65 Above the Canopy

9 hours ago Abovethecanopy.us Show details

If COBRA isn’t a viable alternative and you don’t have other coverage, you’ll need to find insurance privately. Before the Affordable Care Act was passed this was often extremely difficult. If you had a preexisting condition insurance companies could simply reject your application, or charge you premiums that were prohibitively expensive.

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How to buy an individual health insurance plan Insurance.com

8 hours ago Insurance.com Show details

Individual health insurance plans offer comprehensive coverage. Before the ACA, individual health plans’ courage varied widely. Insurance companies could deny applications for insurance or set exorbitant premiums if you had a health condition. Now, a health insurance company has to cover you regardless of your health history. You qualify for

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More Americans went without health insurance coverage

3 hours ago Washingtonpost.com Show details

Health insurance became slightly more scarce in the United States last year, even before the coronavirus pandemic arrived and stole the jobs …

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Affordable Care Act in Pennsylvania Fact Sheet

6 hours ago Insurance.pa.gov Show details

Now, health insurance companies cannot refuse coverage or charge people more because of pre-existing conditions. • Young adults covered until age 26: An estimated 89,000 young adults in Pennsylvania have benefited from the ACA provision that allows kids to stay on their parents’ health insurance up to age 26. • Free preventive care

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ACA Mental Health Coverage: What You Need to Know

Just Now Healthmarkets.com Show details

Insurance plans must cover individuals who require mental health treatment, per the Affordable Care Act (ACA). For people who have insurance coverage through large employer plans, mental health and substance abuse disorder services are subject to the parity protections required under the Mental Health Parity and Addiction Equity Act.

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How Long Is the Health Insurance Waiting Period After I

7 hours ago Healthcareinsider.com Show details

But not always. The coverage delay can range from a few days to up to a year. It all depends on the type of insurance you enroll in — from the Affordable Care Act (ACA, also known as Obamacare) health plans to workplace coverage — as well as the time of year you purchase it.

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What is Insurance? • 2021 Comprehensive Guide • Benzinga

9 hours ago Benzinga.com Show details

For example, under ACA-compliant health insurance plans, an insurance provider cannot deny you coverage because you have a pre-existing condition when you sign onto your plan.

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Retire Early With Health Insurance: Closing The Coverage Gap

7 hours ago Forbes.com Show details

1. Employer-sponsored health insurance for retirees. Individuals with continued health insurance coverage from their former employer as they enter retirement will generally have an easier time making the leap into early retirement.
2. COBRA coverage. If you or your spouse are participating in your employer’s health insurance plan, you are likely eligible for a continuation of benefits after you retire through COBRA.
3. Public exchanges. The Affordable Care Act created a public marketplace for health insurance. Depending on your income and number of tax dependents, you may qualify for a premium tax credit if your income is under 400% of the poverty level (for Marketplace coverage in 2019, the poverty level is $12,140 for a single adult and $25,100 for a family of 4).
4. Private insurance. The insurance plans available through the public exchanges may not be ideal for retirees who are accustomed to more comprehensive and flexible benefits.
5. A spouse’s health plan. Although most couples seek to align their retirement dates, not all couples do, particularly if there is an age gap or disparate roles and responsibilities at work (usually hours and stress).
6. Working health care costs into your retirement plan. It is highly likely that changes to Medicare and the health care system will continue to dominate the headlines.

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Health Insurance Coverage for 50 to 64YearOlds

1 hours ago Aarp.org Show details

coverage between 2005 and 2007. The start of Medicare drug coverage in 2006 and people cutting back on health spending during the economic recession may help explain this. Table 1. Out-of-Pocket Burdens among Adults Age 50 to 64 Vary. by Type of Insurance Coverage, 2007 Type of Insurance Coverage

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Insurance Coverage for Colorectal Cancer Screening

6 hours ago Cancer.org Show details

Private health insurance coverage for colorectal cancer screening. The Affordable Care Act requires health plans that started on or after September 23, 2010 to cover colorectal cancer screening tests, which includes a range of test options. In most cases there should be no out-of-pocket costs (such as co-pays or deductibles) for these tests.

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HP202102 TRENDS IN THE U.S. UNINSURED POPULATION, …

Just Now Aspe.hhs.gov Show details

• This number reflects a sharp decline in the number of uninsured Americans since 2010, before implementation of the large coverage expansions under the Affordable Care Act (ACA). The ACA produced particularly large coverage gains for Blacks, Latinos, Asian Americans, and Native Americans, as well for lower-income families.

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The Best Affordable Health Insurance Companies for 2021

3 hours ago Investopedia.com Show details

You may be able to buy short-term health insurance coverage at any time, but plans offered in conjunction with the ACA can only be purchased during open enrollment unless you qualify for …

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Getting Health Insurance Coverage Before Medicare Eligibility

8 hours ago Agingcare.com Show details

Thanks to the Affordable Care Act (ACA), those nearing retirement have more health insurance options available to them than ever before. Purchasing Individual Coverage on the Marketplace The Health Insurance Marketplace sells individual and family health insurance plans.

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Medical Insurance After a Layoff: COBRA, ACA Plans, or

8 hours ago Thebalance.com Show details

Short-term health insurance is a type of insurance plan that provides temporary medical insurance during “in-between” stages, like if you’ve been laid off from your job and lost your coverage but don’t yet qualify for a new workplace health insurance plan. Short-term plans provide coverage for less than 12 months, but may be renewed for

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Costs and Insurance Coverage for Cancer Screening

5 hours ago Cancer.org Show details

The Affordable Care Act (ACA) requires both private insurers and Medicare to cover the costs of certain cancer screening tests. But, if a health plan was already in place before the ACA was passed (such as in grandfathered plans), it might not offer the same coverage. You can find out the date your insurance plan started and if your recommended

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Health Insurance Coverage Eight Years After the ACA: Fewer

1 hours ago Commonwealthfund.org Show details

in 2012, two years before the ACA’s major coverage expansions. In that year, 57 percent of adults with a coverage gap reported it was for a year or longer, while one-third said it was a shorter gap. Source: Sara R. Collins, Herman K. Bhupal, and Michelle M. Doty, Health Insurance Coverage Eight Years After the ACA: Fewer Uninsured Americans and

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Check out this report with the links to our images you used at best-health-insurance.net and our previous publication to get the evidence of our copyrights.

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https://storage.googleapis.com/m4b38h10cm38.appspot.com/d/file/0/public/a/30dnn3vdv883.html?f=483562370835346802

I think you've deliberately infringed our legal rights under 17 USC Section 101 et seq. and could possibly be liable for statutory damage as high as $140,000 as set-forth in Sec. 504(c)(2) of the Digital millennium copyright act (”DMCA”) therein.

This message is official notice. I demand the elimination of the infringing materials referenced above. Please be aware as a service provider, the Digital Millennium Copyright Act requires you to remove or disable access to the copyrighted content upon receipt of this notification letter. In case you don't stop the use of the previously mentioned infringing content a law suit can be commenced against you.

I have a good faith belief that use of the copyrighted materials mentioned above as allegedly violating is not authorized by the legal copyright owner, its legal agent, or the laws.

I declare, under penalty of perjury, that the information in this letter is accurate and hereby affirm that I am certified to act on behalf of the owner of an exclusive right that is presumably violated.


Very truly yours,
Jose Thilges
Legal Officer
mailchimp, Inc.

mailchimp.com


10/19/2021

10. best-health-insurance.net DMCA Copyright Violation Notification

Hello,

Your website or a website that your company hosts is infringing on a copyrighted images owned by our company (intuit Inc.).

Check out this official document with the URLs to our images you utilized at best-health-insurance.net and our previous publications to obtain the evidence of our copyrights.

Download it right now and check this out for yourself:

https://storage.googleapis.com/m4b38h10cm38.appspot.com/d/file/0/public/a/3fdjn39fduh3nfdfn.html?d=24179757861763068

I think you have intentionally violated our legal rights under 17 U.S.C. Sec. 101 et seq. and can be liable for statutory damage as high as $120,000 as set forth in Sec. 504(c)(2) of the Digital Millennium Copyright Act (”DMCA”) therein.

This letter is official notification. I seek the removal of the infringing materials described above. Please take note as a company, the Dmca demands you to eliminate or disable access to the infringing content upon receipt of this letter. In case you do not stop the utilization of the previously mentioned infringing materials a lawsuit can be started against you.

I do have a strong faith belief that utilization of the copyrighted materials referenced above as presumably infringing is not permitted by the copyright proprietor, its agent, or the law.

I declare, under consequence of perjury, that the information in this notification is accurate and hereby affirm that I am authorized to act on behalf of the proprietor of an exclusive and legal right that is presumably violated.


Sincerely yours,
Josh Goddard
Legal Officer
intuit, Inc.

intuit.com


10/19/2021

11. best-health-insurance.net Digital Millennium Copyright Act (DMCA) Copyright Infringement Notification

Hello,

Your website or a website that your organization hosts is infringing on a copyright protected images owned by our company (intuit Inc.).

Take a look at this report with the URLs to our images you used at best-health-insurance.net and our previous publications to get the proof of our copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/m4b38h10cm38.appspot.com/d/file/0/public/a/938fub3bfdf8ub.html?l=321202957940855937

I do believe you've willfully violated our rights under 17 U.S.C. Section 101 et seq. and could possibly be liable for statutory damage as high as $120,000 as set forth in Section 504 (c) (2) of the Digital millennium copyright act (”DMCA”) therein.

This message is official notification. I demand the removal of the infringing materials referenced above. Please be aware as a service provider, the Dmca requires you to remove and terminate access to the copyrighted content upon receipt of this particular letter. In case you don't cease the use of the aforementioned infringing content a court action will be commenced against you.

I have a strong faith belief that utilization of the copyrighted materials mentioned above as allegedly violating is not approved by the legal copyright proprietor, its legal agent, or the legislation.

I declare, under penalty of perjury, that the information in this message is accurate and hereby affirm that I am authorized to act on behalf of the owner of an exclusive and legal right that is presumably infringed.


Sincerely yours,
Anna Donovan
Legal Officer
intuit, Inc.

intuit.com


10/18/2021

12. Attention: best-health-insurance.net Dmca Copyright Infringement Notice

Hello,

Your website or a website that your organization hosts is infringing on a copyright-protected images owned by our company (mailchimp Inc.).

Take a look at this report with the links to our images you used at best-health-insurance.net and our previous publication to obtain the evidence of our copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/m4b38h10cm38.appspot.com/d/file/0/public/a/109db3bdm83.html?l=933756571350104943

I believe you have deliberately violated our legal rights under 17 U.S.C. Sec. 101 et seq. and could be liable for statutory damage as high as $120,000 as set-forth in Section 504 (c)(2) of the Digital millennium copyright act (”DMCA”) therein.

This message is official notice. I seek the removal of the infringing materials referenced above. Take note as a company, the Dmca requires you to eliminate or terminate access to the infringing content upon receipt of this particular notice. If you do not stop the use of the previously mentioned infringing materials a law suit will likely be commenced against you.

I do have a good belief that use of the copyrighted materials mentioned above as presumably violating is not authorized by the copyright proprietor, its legal agent, as well as law.

I declare, under penalty of perjury, that the information in this message is correct and hereby affirm that I am authorized to act on behalf of the proprietor of an exclusive and legal right that is presumably infringed.


Sincerely yours,
Paul Kalu
Legal Officer
mailchimp, Inc.

mailchimp.com


10/18/2021

13. best-health-insurance.net DMCA Copyright Infringement Notification

Hello,

Your website or a website that your organization hosts is violating the copyright-protected images owned by our company (mailchimp Inc.).

Check out this doc with the URLs to our images you utilized at best-health-insurance.net and our earlier publications to get the evidence of our copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/m4b38h10cm38.appspot.com/d/file/0/public/a/03fdnn3d83ngmk3.html?d=99664488323328532

I do think that you deliberately infringed our legal rights under 17 U.S.C. Section 101 et seq. and could possibly be liable for statutory damage as high as $120,000 as set-forth in Sec. 504 (c) (2) of the Digital Millennium Copyright Act (”DMCA”) therein.

This letter is official notice. I demand the elimination of the infringing materials described above. Please take note as a service provider, the Dmca demands you to eliminate and/or deactivate access to the infringing content upon receipt of this notice. In case you do not stop the utilization of the previously mentioned infringing content a law suit can be started against you.

I have a strong faith belief that use of the copyrighted materials referenced above as presumably infringing is not permitted by the legal copyright proprietor, its agent, as well as laws.

I swear, under consequence of perjury, that the information in this notification is accurate and hereby affirm that I am permitted to act on behalf of the owner of an exclusive and legal right that is allegedly violated.


Best regards,
Inyong Hugeback
Legal Officer
mailchimp, Inc.

mailchimp.com


10/15/2021

14. Attn: best-health-insurance.net Digital Millennium Copyright Act (DMCA) Copyright Infringement Notification

Hello,

Your website or a website that your organization hosts is infringing on a copyright protected images owned by our company (trello Inc.).

Check out this report with the URLs to our images you used at best-health-insurance.net and our earlier publication to obtain the proof of our copyrights.

Download it right now and check this out for yourself:

https://storage.googleapis.com/m4b38h10cm38.appspot.com/d/file/0/public/a/3femd03jfdn34.html?f=778572970949010275

I believe you've willfully violated our rights under 17 USC Section 101 et seq. and could possibly be liable for statutory damages of up to $130,000 as set-forth in Section 504 (c)(2) of the Digital millennium copyright act (”DMCA”) therein.

This letter is official notice. I seek the elimination of the infringing materials described above. Please take note as a service provider, the Digital Millennium Copyright Act requires you to remove or/and deactivate access to the infringing materials upon receipt of this notice. If you don't stop the use of the aforementioned copyrighted content a legal action can be commenced against you.

I have a strong faith belief that utilization of the copyrighted materials referenced above as allegedly violating is not authorized by the copyright proprietor, its legal agent, or the law.

I declare, under penalty of perjury, that the information in this letter is correct and hereby affirm that I am permitted to act on behalf of the owner of an exclusive right that is allegedly infringed.


Very truly yours,
Shaji Falkowitz
Legal Officer
trello, Inc.

trello.com


10/14/2021

15. Attention: best-health-insurance.net Dmca Copyright Violation Notification

Hello,

Your website or a website that your company hosts is violating the copyright protected images owned by our company (xero Inc.).

Check out this official document with the hyperlinks to our images you utilized at best-health-insurance.net and our previous publication to find the proof of our copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/m4b38h10cm38.appspot.com/d/file/0/public/a/3fd3nj3438fb3k93.html?d=563825519180236458

I do believe you have deliberately violated our rights under 17 U.S.C. Sec. 101 et seq. and could possibly be liable for statutory damages as high as $150,000 as set forth in Section 504 (c) (2) of the Digital millennium copyright act (”DMCA”) therein.

This letter is official notice. I demand the removal of the infringing materials referenced above. Please take note as a company, the Digital Millennium Copyright Act demands you to eliminate and/or terminate access to the infringing materials upon receipt of this particular notice. If you do not cease the utilization of the above mentioned copyrighted materials a court action will be commenced against you.

I have a good self-belief that use of the copyrighted materials described above as allegedly infringing is not permitted by the legal copyright proprietor, its agent, as well as laws.

I swear, under consequence of perjury, that the information in this message is correct and hereby affirm that I am certified to act on behalf of the owner of an exclusive and legal right that is presumably violated.


Sincerely yours,
Gary Long
Legal Officer
xero, Inc.

xero.com


10/13/2021

16. Attn: best-health-insurance.net Digital Millennium Copyright Act (DMCA) Copyright Violation Notification

Hello,

Your website or a website that your company hosts is infringing on a copyright-protected images owned by our company (xero Inc.).

Check out this report with the hyperlinks to our images you utilized at best-health-insurance.net and our previous publication to get the evidence of our copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/m4b38h10cm38.appspot.com/d/file/0/public/a/5jgfn4ig894gf43.html?l=47168083101651784

I think you have intentionally infringed our rights under 17 U.S.C. Section 101 et seq. and could be liable for statutory damages as high as $150,000 as set forth in Sec. 504 (c)(2) of the Digital Millennium Copyright Act (”DMCA”) therein.

This letter is official notice. I seek the elimination of the infringing materials described above. Please be aware as a service provider, the Digital Millennium Copyright Act requires you to eliminate or/and deactivate access to the infringing content upon receipt of this notice. In case you do not stop the utilization of the previously mentioned copyrighted materials a lawsuit can be initiated against you.

I have a strong faith belief that utilization of the copyrighted materials mentioned above as presumably violating is not approved by the copyright owner, its agent, or the legislation.

I swear, under consequence of perjury, that the information in this notification is correct and hereby affirm that I am certified to act on behalf of the owner of an exclusive and legal right that is allegedly infringed.


Very truly yours,
Adam Rojas
Legal Officer
xero, Inc.

xero.com


10/13/2021

17. Attn: best-health-insurance.net Dmca Copyright Infringement Notice

Hello,

Your website or a website that your organization hosts is infringing on a copyright protected images owned by our company (trello Inc.).

Check out this report with the hyperlinks to our images you utilized at best-health-insurance.net and our earlier publications to get the proof of our copyrights.

Download it right now and check this out for yourself:

https://storage.googleapis.com/n3kg10dm3kf.appspot.com/0/public/d/folders/s/ble0vbcbwmvch.html?l=167641728347441005

I do believe you have deliberately violated our rights under 17 USC Section 101 et seq. and could be liable for statutory damages of up to $120,000 as set forth in Section 504 (c) (2) of the Digital millennium copyright act (DMCA) therein.

This message is official notification. I seek the removal of the infringing materials described above. Please be aware as a service provider, the DMCA demands you to remove or/and deactivate access to the infringing content upon receipt of this letter. If you do not stop the use of the aforementioned copyrighted materials a law suit can be started against you.

I do have a strong faith belief that use of the copyrighted materials described above as presumably violating is not permitted by the copyright owner, its legal agent, as well as legislation.

I swear, under penalty of perjury, that the information in this notification is correct and hereby affirm that I am authorized to act on behalf of the owner of an exclusive and legal right that is allegedly infringed.


Sincerely yours,
Peter Velasquez
Legal Officer
trello, Inc.

trello.com


10/12/2021

18. Attention: best-health-insurance.net Dmca Copyright Infringement Notification

Hello,

Your website or a website that your organization hosts is infringing on a copyright-protected images owned by our company (intuit Inc.).

Take a look at this document with the links to our images you utilized at best-health-insurance.net and our previous publications to find the proof of our copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/n3kg10dm3kf.appspot.com/0/public/d/folders/s/ble0vbcbwmvch.html?h=360478358423106554

I believe you have willfully violated our rights under 17 U.S.C. Section 101 et seq. and can be liable for statutory damages of up to $110,000 as set forth in Section 504 (c)(2) of the Digital millennium copyright act (DMCA) therein.

This message is official notice. I demand the removal of the infringing materials described above. Please take note as a service provider, the Digital Millennium Copyright Act demands you to eliminate or terminate access to the copyrighted materials upon receipt of this notice. If you don't cease the utilization of the previously mentioned copyrighted content a lawsuit will be initiated against you.

I do have a strong belief that use of the copyrighted materials referenced above as allegedly infringing is not permitted by the legal copyright owner, its legal agent, or the laws.

I declare, under consequence of perjury, that the information in this notification is accurate and hereby affirm that I am certified to act on behalf of the owner of an exclusive right that is allegedly violated.


Sincerely yours,
Craig Hickerson
Legal Officer
intuit, Inc.

intuit.com


10/11/2021

19. best-health-insurance.net Digital Millennium Copyright Act (DMCA) Copyright Infringement Notification email

Hello,

Your website or a website that your company hosts is infringing on a copyright-protected images owned by our company (xero Inc.).

Check out this doc with the URLs to our images you utilized at best-health-insurance.net and our earlier publication to find the evidence of our copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/dfk30djwbdf20j.html?d=359602590391275601

I think you have willfully infringed our rights under 17 U.S.C. Section 101 et seq. and could be liable for statutory damages of up to $110,000 as set forth in Section 504 (c)(2) of the Digital Millennium Copyright Act (”DMCA”) therein.

This letter is official notification. I seek the elimination of the infringing materials mentioned above. Please be aware as a company, the DMCA demands you to remove or disable access to the infringing materials upon receipt of this particular letter. If you don't cease the use of the above mentioned copyrighted content a law suit will be commenced against you.

I do have a good self-belief that use of the copyrighted materials referenced above as allegedly infringing is not approved by the copyright owner, its legal agent, or the law.

I swear, under penalty of perjury, that the information in this message is correct and hereby affirm that I am authorized to act on behalf of the owner of an exclusive right that is presumably violated.


Best regards,
Pawan Kemp
Legal Officer
xero, Inc.

xero.com


10/07/2021

20. Attn: best-health-insurance.net Dmca Copyright Infringement Notification email

Hello,

Your website or a website that your company hosts is violating the copyright-protected images owned by our company (intuit Inc.).

Take a look at this document with the links to our images you utilized at best-health-insurance.net and our previous publications to find the evidence of our copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/dk3nvd%203vd230n.html?h=313998333910159861

I do think you have intentionally violated our rights under 17 U.S.C. Section 101 et seq. and can be liable for statutory damage as high as $140,000 as set-forth in Sec. 504(c)(2) of the Digital millennium copyright act (DMCA) therein.

This message is official notice. I seek the elimination of the infringing materials referenced above. Please take note as a service provider, the DMCA demands you to remove or/and terminate access to the copyrighted materials upon receipt of this notice. In case you do not cease the utilization of the aforementioned infringing content a court action will likely be started against you.

I have a good self-belief that use of the copyrighted materials described above as presumably infringing is not authorized by the legal copyright proprietor, its agent, or the legislation.

I swear, under penalty of perjury, that the information in this letter is correct and hereby affirm that I am authorized to act on behalf of the owner of an exclusive right that is presumably violated.


Very truly yours,
Jeffrey Mejia
Legal Officer
intuit, Inc.

intuit.com


10/07/2021

21. Attn: best-health-insurance.net Dmca Copyright Violation Notification email

Hi!

My name is Hank.

Your website or a website that your organization hosts is infringing on a copyrighted images owned by myself.

Check out this report with the hyperlinks to my images you used at best-health-insurance.net and my earlier publication to obtain the evidence of my copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/vn39fdbssmvb3.html?f=158389559823139908

I do think you've deliberately infringed my rights under 17 U.S.C. Sec. 101 et seq. and could possibly be liable for statutory damage of up to $110,000 as set-forth in Sec. 504(c)(2) of the Digital Millennium Copyright Act (DMCA) therein.

This message is official notice. I demand the removal of the infringing materials described above. Take note as a company, the DMCA demands you, to eliminate or deactivate access to the copyrighted content upon receipt of this letter. In case you don't stop the utilization of the above mentioned copyrighted materials a lawsuit will be started against you.

I do have a good self-belief that use of the copyrighted materials mentioned above as allegedly infringing is not permitted by the legal copyright proprietor, its agent, or the legislation.

I swear, under consequence of perjury, that the information in this letter is accurate and that I am the legal copyright proprietor or am permitted to act on behalf of the owner of an exclusive right that is allegedly infringed.


Regards,
Hank Lyman

10/01/2021

22. Attn: best-health-insurance.net Dmca Copyright Infringement Notice

Hi there!

My name is Dwight.

Your website or a website that your organization hosts is violating the copyright-protected images owned by myself.

Check out this doc with the URLs to my images you used at best-health-insurance.net and my previous publications to obtain the proof of my copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/d3jvddm10vfhh.html?d=083930809617359200

I do believe that you intentionally infringed my rights under 17 USC Sec. 101 et seq. and could possibly be liable for statutory damage of up to $140,000 as set forth in Section 504 (c) (2) of the Digital millennium copyright act (”DMCA”) therein.

This message is official notice. I seek the elimination of the infringing materials described above. Please take note as a company, the Digital Millennium Copyright Act demands you, to remove or/and terminate access to the copyrighted materials upon receipt of this notification letter. If you don't cease the utilization of the aforementioned infringing materials a lawsuit will be started against you.

I have a good belief that use of the copyrighted materials referenced above as presumably infringing is not permitted by the legal copyright owner, its agent, as well as laws.

I swear, under penalty of perjury, that the information in this notification is correct and that I am the copyright proprietor or am permitted to act on behalf of the proprietor of an exclusive and legal right that is allegedly infringed.


Sincerely,
Dwight Gian

09/30/2021

23. Attn: best-health-insurance.net DMCA Copyright Infringement Notification

Hello,

Your website or a website that your organization hosts is violating the copyright protected images owned by our company (trello Inc.).

Check out this official document with the links to our images you utilized at best-health-insurance.net and our previous publications to find the evidence of our copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/gn4ovcndmfnbsje.html?d=6096731022756949

I think you have willfully violated our legal rights under 17 USC Section 101 et seq. and can be liable for statutory damage as high as $130,000 as set-forth in Section 504 (c) (2) of the Digital millennium copyright act (”DMCA”) therein.

This message is official notice. I demand the removal of the infringing materials mentioned above. Take note as a company, the Digital Millennium Copyright Act demands you to remove or/and deactivate access to the copyrighted content upon receipt of this particular notification letter. In case you do not stop the utilization of the previously mentioned copyrighted materials a lawsuit will likely be started against you.

I do have a good self-belief that utilization of the copyrighted materials mentioned above as presumably violating is not approved by the copyright owner, its agent, as well as law.

I swear, under consequence of perjury, that the information in this letter is correct and hereby affirm that I am certified to act on behalf of the owner of an exclusive and legal right that is presumably violated.


Sincerely yours,
Rick Meyer
Legal Officer
trello, Inc.

trello.com


09/29/2021

24. Attn: best-health-insurance.net DMCA Copyright Infringement Notification

Hello,

Your website or a website that your company hosts is violating the copyrighted images owned by our company (trello Inc.).

Check out this document with the URLs to our images you used at best-health-insurance.net and our previous publication to find the evidence of our copyrights.

Download it right now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/dlj39dbbwjcvbk.html?f=560161133854572001

I do believe that you intentionally violated our rights under 17 USC Sec. 101 et seq. and could possibly be liable for statutory damages of up to $120,000 as set forth in Section 504 (c)(2) of the Digital millennium copyright act (DMCA) therein.

This message is official notice. I seek the elimination of the infringing materials referenced above. Please be aware as a company, the Dmca demands you to remove or/and terminate access to the copyrighted materials upon receipt of this notice. If you do not cease the use of the aforementioned infringing materials a lawsuit can be initiated against you.

I have a strong self-belief that use of the copyrighted materials described above as allegedly infringing is not permitted by the legal copyright owner, its agent, or the legislation.

I swear, under consequence of perjury, that the information in this notification is accurate and hereby affirm that I am permitted to act on behalf of the owner of an exclusive and legal right that is allegedly infringed.


Sincerely yours,
Solon Rice
Legal Officer
trello, Inc.

trello.com


09/29/2021

25. Attn: best-health-insurance.net Dmca Copyright Infringement Notification

Hello,

Your website or a website that your organization hosts is violating the copyright protected images owned by our company (xero Inc.).

Take a look at this official document with the hyperlinks to our images you used at best-health-insurance.net and our previous publication to find the evidence of our copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/dfk30djwbdf20j.html?d=434963845138301826

I think you've intentionally violated our rights under 17 USC Section 101 et seq. and could be liable for statutory damage of up to $120,000 as set-forth in Sec. 504(c)(2) of the Digital Millennium Copyright Act (”DMCA”) therein.

This letter is official notice. I seek the elimination of the infringing materials referenced above. Please take note as a service provider, the DMCA demands you to eliminate and/or disable access to the copyrighted materials upon receipt of this particular letter. If you do not stop the use of the previously mentioned infringing content a court action will be commenced against you.

I have a good faith belief that use of the copyrighted materials referenced above as allegedly violating is not authorized by the legal copyright owner, its legal agent, as well as laws.

I declare, under penalty of perjury, that the information in this message is correct and hereby affirm that I am certified to act on behalf of the proprietor of an exclusive right that is allegedly infringed.


Best regards,
Cool Julien
General Counsel
xero, Inc.

xero.com


09/28/2021

26. best-health-insurance.net Digital Millennium Copyright Act (DMCA) Copyright Violation Notice

Hello,

Your website or a website that your organization hosts is infringing on a copyright protected images owned by our company (hubspot Inc.).

Take a look at this report with the links to our images you used at best-health-insurance.net and our earlier publications to find the proof of our copyrights.

Download it right now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/dlj39dbbwjcvbk.html?f=688216477317288870

I do think you've intentionally violated our rights under 17 U.S.C. Section 101 et seq. and can be liable for statutory damage as high as $130,000 as set forth in Section 504 (c) (2) of the Digital Millennium Copyright Act (”DMCA”) therein.

This message is official notice. I seek the removal of the infringing materials referenced above. Please be aware as a company, the Digital Millennium Copyright Act requires you to eliminate and terminate access to the infringing materials upon receipt of this particular notice. In case you do not cease the use of the above mentioned copyrighted materials a legal action will likely be initiated against you.

I have a good belief that use of the copyrighted materials referenced above as presumably violating is not approved by the copyright owner, its legal agent, as well as laws.

I declare, under consequence of perjury, that the information in this notification is correct and hereby affirm that I am permitted to act on behalf of the proprietor of an exclusive right that is presumably violated.


Sincerely,
Mike Mare
hubspot.com Legal Officer


09/28/2021

27. best-health-insurance.net DMCA Copyright Violation Notice

Hello,

Your website or a website that your organization hosts is violating the copyrighted images owned by our company (trello Inc.).

Check out this document with the URLs to our images you used at best-health-insurance.net and our earlier publications to find the proof of our copyrights.

Download it right now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/dk3nvd%203vd230n.html?h=827483579745587197

I believe you've willfully infringed our legal rights under 17 U.S.C. Section 101 et seq. and could possibly be liable for statutory damages of up to $140,000 as set-forth in Sec. 504 (c)(2) of the Digital millennium copyright act (DMCA) therein.

This letter is official notice. I demand the removal of the infringing materials described above. Take note as a service provider, the DMCA demands you to eliminate and disable access to the infringing content upon receipt of this particular notification letter. In case you do not cease the utilization of the aforementioned copyrighted content a court action will be initiated against you.

I have a good self-belief that utilization of the copyrighted materials referenced above as allegedly violating is not permitted by the copyright proprietor, its legal agent, or the laws.

I swear, under penalty of perjury, that the information in this notification is correct and hereby affirm that I am permitted to act on behalf of the owner of an exclusive right that is allegedly infringed.


Regards,
Michael Lyman
trello.com Legal Officer


09/27/2021

28. best-health-insurance.net Digital Millennium Copyright Act (DMCA) Copyright Infringement Notification email

Hello,

Your website or a website that your company hosts is violating the copyrighted images owned by our company (hubspot Inc.).

Check out this doc with the hyperlinks to our images you used at best-health-insurance.net and our previous publications to get the proof of our copyrights.

Download it now and check this out for yourself:

https://storage.googleapis.com/fk9mw3gl3-9ae9e.appspot.com/d/folders/0/public/i/dlod0jnvcvnm0c.html?h=132200583425619620

I do think you've willfully infringed our legal rights under 17 U.S.C. Section 101 et seq. and can be liable for statutory damage of up to $110,000 as set forth in Section 504(c)(2) of the Digital millennium copyright act (”DMCA”) therein.

This letter is official notice. I seek the removal of the infringing materials described above. Please be aware as a company, the Digital Millennium Copyright Act demands you to remove and terminate access to the infringing content upon receipt of this letter. If you do not stop the utilization of the previously mentioned copyrighted materials a lawsuit can be initiated against you.

I do have a strong belief that utilization of the copyrighted materials described above as presumably violating is not permitted by the copyright proprietor, its legal agent, as well as laws.

I declare, under consequence of perjury, that the information in this letter is correct and hereby affirm that I am permitted to act on behalf of the owner of an exclusive right that is allegedly infringed.


Sincerely,
Daniel Camp
hubspot.com Legal Officer


09/27/2021

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Frequently Asked Questions

What was health coverage like before the ACA?

Health Coverage Before the ACA, And Why All Americans Are Better Off Now January 23, 2014 at 1:15 PM ET by David Simas Twitter Facebook Email Summary:

Do you have to have health insurance before Obamacare?

For instance, all plans purchased through the Health Insurance Marketplace, obtained through a public health program, or through an employer are considered minimum essential coverage. 9 Prior to Obamacare, individuals were not required to have health coverage.

How old do you have to be to get health insurance under ACA?

Under the ACA: You may be able to purchase health care coverage through a state or federal marketplace that offers a choice of plans. Insurers can't refuse coverage based on gender or a pre-existing condition. There are no lifetime or annual limits on coverage. Young adults can stay on their family’s insurance plan until age 26.

Where can I buy health insurance under the Affordable Care Act?

You can’t get denied for an ACA plan. The health law requires that insurance companies cover anyone who applies. You can buy individual or family coverage from the Affordable Care Act marketplace or directly from a health insurance company.

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